Contact Congress about H.R. 3182: To amend title 5, United States Code, to prohibit Members of Congress and their spouses from trading stock, and for other purposes.

Members of Congress and their spouses could not buy, sell, or newly own most individual stocks while the Member is in office. They could keep older holdings and use broad funds, Treasury debt, or a qualified blind trust.

Modern Action explains legislation in plain English, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.

To amend title 5, United States Code, to prohibit Members of Congress and their spouses from trading stock, and for other purposes. is a House bill in committee. The latest recorded action: Referred to the House Committee on House Administration.

Latest action on H.R. 3182: Referred to the House Committee on House Administration.

Who this affects: This bill mainly affects Members of Congress and their spouses. They would have to avoid new trades and new holdings in most individual stocks and similar investments while the Member serves. It also affects ethics officials who review compliance and the public, which may use these rules to judge conflicts of interest in Congress.

Why this matters: This bill matters because lawmakers can make decisions that affect companies, markets, and commodities. The bill would limit personal investments that could overlap with those decisions. It may reduce real or perceived conflicts of interest. Its impact would depend on enforcement, the existing-holdings exception, and how officials treat complex investments.

Key provisions in H.R. 3182

• A covered financial instrument means an investment tied to a specific asset. It includes individual securities, stock futures, commodities, options, warrants, and similar arrangements.
• The ban does not apply to broad investment funds or federal savings options. That includes diversified mutual funds, diversified exchange-traded funds, the Thrift Savings Plan, and U.S. Treasury bills, notes, and bonds.
• Members of Congress and their spouses could not hold, buy, or sell covered financial instruments while the Member is serving.
• Members and spouses could keep covered investments they already owned right before the Member's term began.
• Members and spouses could put covered investments into a qualified blind trust, which limits their control over specific holdings.

How Modern Action helps you take action on H.R. 3182

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about H.R. 3182

What is H.R. 3182?

Members of Congress and their spouses could not buy, sell, or newly own most individual stocks while the Member is in office. They could keep older holdings and use broad funds, Treasury debt, or a qualified blind trust.

How do I support or oppose H.R. 3182?

Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.

Who should I contact about H.R. 3182?

Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.

Can Modern Action explain H.R. 3182 before I act?

Yes. Modern Action gives you a plain-English summary, current status, and action context before you send anything.