Local and Tribal police could use existing federal crime-fighting grants to investigate elder fraud, pig-butchering crypto scams, and other financial fraud. The bill also orders two national reports on the scale of scams and what federal agencies are spending to stop them.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
GUARD Act is a Senate bill waiting for floor action. The latest recorded action: Placed on Senate Legislative Calendar under General Orders. Calendar No. 317.
Latest action on S. 2544: Placed on Senate Legislative Calendar under General Orders. Calendar No. 317.
Who this affects: This bill mainly affects older adults and people with disabilities who are targets of financial scams, as well as local and Tribal law enforcement agencies that would get more flexibility to use grants for fraud investigations. Financial institutions would also be involved through new coordination exercises and liaison roles.
Why this matters: Financial scams cost Americans billions of dollars each year, and older adults are hit especially hard. Right now, many local police departments lack the tools and training to investigate complex fraud involving cryptocurrency and overseas criminal networks. This bill tries to close that gap by letting local agencies use existing grants for these cases and by giving Congress a clearer picture of how bad the problem really is.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
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Officially: GUARD Act
Local and Tribal police could use existing federal crime-fighting grants to investigate elder fraud, pig-butchering crypto scams, and other financial fraud. The bill also orders two national reports on the scale of scams and what federal agencies are spending to stop them.
Use this page to support, oppose, or ask Congress to amend S2544. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
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The debate
Where this bill is in the process
Introduced
Introduced in Senate
Senate Committee
Under Senate committee consideration
Senate Floor Vote
Voted on by Senate
Latest: Placed on Senate Legislative Calendar under General Orders. Calendar No. 317. (2/9/2026)
Passed Senate
Approved by Senate
House Review
Sent to House for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your senators when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to GUARD Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (floor pending), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around S2544, your stance, and the reasons you choose, then lets you edit and send when ready.
