Police could use certain current federal grants to investigate elder fraud, online scams, and crypto scams. Federal agencies would also have to report more data to Congress on scams, losses, enforcement, and spending.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
GUARD Act is a House bill in committee. The latest recorded action: Reported (Amended) by the Committee on Financial Services. H. Rept. 119-709, Part I.
Latest action on H.R. 2978: Reported (Amended) by the Committee on Financial Services. H. Rept. 119-709, Part I.
Who this affects: This bill mainly affects police agencies that receive certain federal grants, especially those handling fraud against older adults or online scam victims. It also affects people targeted by financial scams, because local agencies may build more skill and capacity to investigate those cases. Banks, social media companies, email providers, phone companies, and other financial firms could also be asked for input as federal agencies study scam trends.
Why this matters: Financial scams can drain people’s savings, and many local police departments lack the tools to follow complex online or crypto cases. This bill could help agencies use existing grant money to build that skill. It could also give Congress better data on how scams work, how much money people lose, and what federal agencies are doing. The impact would depend on how agencies choose to use the grants and how much help federal agencies provide.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
Keep acting on Modern Action
Compare the broader issue and related bills without leaving Modern Action.
Officially: GUARD Act
Police could use certain current federal grants to investigate elder fraud, online scams, and crypto scams. Federal agencies would also have to report more data to Congress on scams, losses, enforcement, and spending.
Use this page to support, oppose, or ask Congress to amend H.R.2978. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in the Judiciary
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
Enter your ZIP to see how your senators and member of Congress have voted, sponsored, or spoken on this bill.
Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
Latest: Referred to the Committee on the Judiciary, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (4/21/2025)
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your House representative when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to GUARD Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around H.R.2978, your stance, and the reasons you choose, then lets you edit and send when ready.
