Local and Tribal police could use existing federal crime-fighting grants to investigate elder fraud, pig-butchering crypto scams, and other financial fraud. The bill also orders two national reports on the scale of scams and what federal agencies are spending to stop them.
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GUARD Act is a Senate bill waiting for floor action. The latest recorded action: Placed on Senate Legislative Calendar under General Orders. Calendar No. 317.
Latest action on S. 2544: Placed on Senate Legislative Calendar under General Orders. Calendar No. 317.
Who this affects: This bill mainly affects older adults and people with disabilities who are targets of financial scams, as well as local and Tribal law enforcement agencies that would get more flexibility to use grants for fraud investigations. Financial institutions would also be involved through new coordination exercises and liaison roles.
Why this matters: Financial scams cost Americans billions of dollars each year, and older adults are hit especially hard. Right now, many local police departments lack the tools and training to investigate complex fraud involving cryptocurrency and overseas criminal networks. This bill tries to close that gap by letting local agencies use existing grants for these cases and by giving Congress a clearer picture of how bad the problem really is.
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