Contact Congress about H.R. 5106: Restore Trust in Congress Act

This bill would ban members of Congress and their families from owning or trading individual stocks. Current members would get 180 days to sell. Anyone who breaks the rules would face a penalty equal to 10% of the investment's value plus any profits they made.

Modern Action explains legislation in plain English, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.

Restore Trust in Congress Act is a House bill in committee. The latest recorded action: Referred to the House Committee on House Administration.

Latest action on H.R. 5106: Referred to the House Committee on House Administration.

Who this affects: This bill mainly affects current and future members of Congress and their immediate families. It could change how lawmakers manage their personal finances and retirement planning. It also touches the financial industry professionals who are married to or children of members of Congress.

Why this matters: Right now, members of Congress can trade individual stocks while having access to nonpublic information and the power to shape laws that affect those same companies. This bill would end that by requiring lawmakers and their families to get out of individual stock ownership entirely. If it passes, the public would also gain visibility into enforcement because every fine and its reason would be posted online.

Key provisions in H.R. 5106

• Applies to members of Congress, their spouses, dependent children, and certain people or entities that hold covered investments in trust for them.
• Bans covered people from directly or indirectly owning or trading most individual stocks, commodities, futures, and similar financial products like options and warrants.
• Still allows investing in diversified, widely held funds that do not concentrate in a single industry, country (other than the U.S.), or single-state bonds (other than the member's home state).
• Exempts U.S. Treasury and state or local government bonds, regular job pay for a spouse or child, small business interests, a personal-home real estate LLC, and specific Alaska Native settlement shares.
• Current covered people must sell their covered investments within 180 days of the law taking effect; people who become covered later get 90 days.

How Modern Action helps you take action on H.R. 5106

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about H.R. 5106

What is H.R. 5106?

This bill would ban members of Congress and their families from owning or trading individual stocks. Current members would get 180 days to sell. Anyone who breaks the rules would face a penalty equal to 10% of the investment's value plus any profits they made.

How do I support or oppose H.R. 5106?

Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.

Who should I contact about H.R. 5106?

Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.

Can Modern Action explain H.R. 5106 before I act?

Yes. Modern Action gives you a plain-English summary, current status, and action context before you send anything.