Pick one or more. We'll use your choices and the connected bills to help you send a message to your elected officials.
Answer the policy questions below or skip any that don't fit your view. We use only your answers and the bills they connect to for your message.
1 bill on this topic
“Large banks should be required to serve all lawful customers based on objective risk standards, not political or reputational judgments.”
1 bill on this topic
“Customers denied banking services should have the right to sue banks directly in federal court and recover triple damages.”
1 bill on this topic
“The fair-access banking system should generally apply to banks with at least $10 billion in assets, unless the OCC finds that a bank does not have enough market power to raise prices or block competitors.”
1 bill on this topic
“The fair access system should apply mainly to banks and credit unions with $100 billion or more in assets, unless the OCC agrees they should not be covered, and only to financial services they choose to offer in a particular area.”
1 bill on this topic
“Banks should be allowed to refuse service to someone who is rude to or harasses bank workers without being treated as violating fair-access protections.”
1 bill on this topic
“Covered banks should have to offer available financial services to lawful customers on fair terms, and could refuse service only for documented risk reasons instead of outside pressure or reputation worries alone.”
1 bill on this topic
“Banks with major power over financial services should have to follow the fair-access system. A bank with $50 billion or more in assets should be treated as covered unless it proves to federal regulators that it should not be.”
1 bill on this topic
“Credit and debit card networks cannot cut off lawful customers over politics or reputation.”
1 bill on this topic
“Some large banks, depository institutions, and credit unions that refuse to serve lawful customers should risk losing access to Federal Reserve discount-window lending or the ACH electronic payment network.”
1 bill on this topic
“People harmed by a covered bank's fair-access violation should be able to sue in federal court without first finishing an agency complaint process, and winning customers should receive legal costs and three times the proven harm amount.”
1 bill on this topic
“Federal regulators should be able to take enforcement action against large insured banks and insured credit unions that refuse to do business with lawful customers unfairly.”
1 bill on this topic
“Covered banks should have to give customers written reasons when they deny financial services, including any specific law or regulation the bank says the customer violated.”
One sentence is enough. Tell officials how this affects your family, work, bills, neighborhood, or values so the message sounds like you.
Example: My daughter's school closed twice last fall because of wildfire smoke.
Step 2 of 3 · Add your info next
Answer at least one question to continue
