Pick one or more. We'll use your choices and the connected bills to help you send a message to your elected officials.
Answer the policy questions below or skip any that don't fit your view. We use only your answers and the bills they connect to for your message.
1 bill on this topic
“HHS, states, health plans, and marketing organizations should share information about ACA agent and broker audits, possible fraud referrals, suspensions, and terminations so regulators and marketplaces know about enforcement concerns.”
1 bill on this topic
“Agents and brokers should not receive commissions for ACA Exchange enrollments until eligibility data problems are resolved, and health plans should get the information needed to know when payment is allowed.”
1 bill on this topic
“ACA marketplace oversight should track marketing organizations connected to enrollments, require them to report why agents or brokers are terminated, and limit who can be paid for referrals, sales, marketing, or enrollment work.”
1 bill on this topic
“ACA brokers and enrollment marketing companies should face more oversight, including delayed broker pay when eligibility problems are unresolved, limits on misleading marketing and unqualified referral payments, a consumer best-interest duty, termination reports, fraud audits, and shared lists of suspended brokers.”
1 bill on this topic
“Agents and brokers who help people choose or enroll in Exchange coverage should have to act in the consumer's best interests.”
1 bill on this topic
“HHS should set baseline standards for agents, brokers, and marketing organizations involved in ACA Exchange enrollment, including who must be licensed or registered, how agents must act for enrollees, and when paid referrals or leads are allowed.”
1 bill on this topic
“HHS and state insurance regulators should coordinate oversight of Exchange agents and brokers, audit them based on complaints, possible fraud, unusual enrollment patterns, or other HHS factors, and share audit results and possible fraud cases with state insurance departments.”
1 bill on this topic
“HHS should set national criteria for how states oversee ACA agents, brokers, and marketing organizations, including requiring agents and brokers to act in consumers' best interests, meet state licensing rules, and register with HHS.”
1 bill on this topic
“HHS should create an oversight system for ACA marketplace agents and brokers by January 1, 2028, and periodically audit them based on complaints, fraud signs, suspicious enrollment patterns, or other HHS-selected factors.”
1 bill on this topic
“HHS should set national criteria for agents, brokers, lead generators, and marketing organizations involved in Exchange plan marketing or enrollment, including state licensing where it applies, HHS registration, and limits on paying people who do not qualify to help with leads, sales, marketing, or enrollment.”
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