Congress has canceled an OCC rule on how national bank mergers get reviewed. The rule can no longer be used. The law does not say what rule replaces it.
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A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act. is a Senate bill signed into law. The latest recorded action: Became Public Law No: 119-19.
Latest action on S.J.Res. 13: Became Public Law No: 119-19.
Who this affects: This mainly affects banks that want to merge and the federal regulators who review those mergers. It may also matter to communities, customers, and competitors if merger reviews change how banks combine. The law does not say exactly how consumers or local markets will be affected.
Why this matters: Bank mergers can affect local choices, competition, branches, and financial services. This law changes the rulebook regulators were using for one part of that process. It also shows Congress using its power to cancel an agency rule. The real-world effect is uncertain because the law removes the OCC rule but does not set a new standard.
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Officially: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act.
Congress has canceled an OCC rule on how national bank mergers get reviewed. The rule can no longer be used. The law does not say what rule replaces it.
Use this page to support, oppose, or ask Congress to amend S.J.RES.13. Modern Action explains A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act. in plain English, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Signed into law
This bill is now law. You can still tell your representatives how you feel about their vote.
↓ Why your message matters here
This bill is now law — but your representatives still need to know where their constituents stand, especially when similar issues come up next.
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Where this bill is in the process
Introduced
Introduced in Senate
Senate Committee
Under Senate committee consideration
Senate Floor Vote
Voted on by Senate
Passed Senate
Approved by Senate
House Review
Sent to House for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
Latest: Became Public Law No: 119-19. (6/20/2025)
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
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The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act., then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it would do, where it is in the process (became law), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around S.J.RES.13, your stance, and the reasons you choose, then lets you edit and send when ready.
