Medical and dental interns and residents could pause federal Direct Loan payments during training. Their loans would not gain interest during that pause.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
REDI Act is a Senate bill in committee. The latest recorded action: Committee on Health, Education, Labor, and Pensions. Hearings held.
Latest action on S. 942: Committee on Health, Education, Labor, and Pensions. Hearings held.
Who this affects: This bill mainly affects medical and dental interns and residents with federal Direct Loans. It could matter most for borrowers who have large school debt and lower training-year pay. It also affects the federal student loan program because the government would have to apply this new interest-free pause.
Why this matters: Student debt can grow during residency because borrowers may earn less while interest keeps adding up. This bill would stop that interest growth for qualifying medical and dental trainees with federal Direct Loans. It could help them leave training with about the same loan balance they had when they entered. The bill does not state the full cost to the federal government or the wider effect on the student loan system.
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Officially: REDI Act
Medical and dental interns and residents could pause federal Direct Loan payments during training. Their loans would not gain interest during that pause.
Use this page to support, oppose, or ask Congress to amend S942. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Health
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
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Where this bill is in the process
Introduced
Introduced in Senate
Senate Committee
Under Senate committee consideration
Latest: Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (3/11/2025)
Senate Floor Vote
Voted on by Senate
Passed Senate
Approved by Senate
House Review
Sent to House for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your senators when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to REDI Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around S942, your stance, and the reasons you choose, then lets you edit and send when ready.
