Families could use up to $20,000 a year from a 529 plan for a wider range of K–12 and homeschool costs. States would also have to meet school choice targets to keep federal tax breaks for new state and local bonds.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
ACE Act is a Senate bill committee Action. The latest recorded action: Read twice and referred to the Committee on Finance.
Latest action on S. 311: Read twice and referred to the Committee on Finance.
Who this affects: This bill mainly affects families who use 529 accounts for school costs. It also affects people who give money to those accounts. States and local governments could face different borrowing costs based on their school choice policies.
Why this matters: Families now face limits on which K–12 costs they can pay with tax-free 529 money. This bill would cover more costs and double the yearly limit. The gains could be larger for families with savings or relatives able to give money. The bond rules could also affect how much states and cities pay to borrow for public projects. The final effects would depend on how families and states respond.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
Officially: ACE Act
Families could use up to $20,000 a year from a 529 plan for a wider range of K–12 and homeschool costs. States would also have to meet school choice targets to keep federal tax breaks for new state and local bonds.
Use this page to support, oppose, or ask Congress to amend S311. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Finance
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
Enter your ZIP to see how your senators and member of Congress have voted, sponsored, or spoken on this bill.
Where this bill is in the process
Introduced
Introduced in Senate
Senate Committee
Under Senate committee consideration
Latest: Read twice and referred to the Committee on Finance. (1/29/2025)
Senate Floor Vote
Voted on by Senate
Passed Senate
Approved by Senate
House Review
Sent to House for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your senators when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to ACE Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (Committee Action), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around S311, your stance, and the reasons you choose, then lets you edit and send when ready.
