Federal workers and some contractors could stop making federal student loan payments during long shutdowns. Interest would not grow, credit reports would stay protected, and the paused months would still count toward existing loan forgiveness programs.
Modern Action shows what the legislation would change, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Shutdown Student Loans for Feds Act is a Senate bill in committee. The latest recorded action: Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Latest action on S. 3070: Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Who this affects: This bill mainly affects federal employees and some contractors with federal Direct Loans who lose normal basic pay during a long shutdown. It also affects the Department of Education, which would have to pause payments, stop interest, count forgiveness credit, handle credit reporting, and issue some refunds when borrowers request them.
Why this matters: Shutdowns can stop or delay paychecks while student loan bills keep coming. This bill would reduce that pressure for covered federal workers and contractors by pausing payments without adding interest or hurting credit. It could also help some borrowers reach existing loan forgiveness sooner than they would if the paused months did not count. The bill does not say how many people would qualify or how much it would cost the federal government.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
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Officially: Shutdown Student Loans for Feds Act
Federal workers and some contractors could stop making federal student loan payments during long shutdowns. Interest would not grow, credit reports would stay protected, and the paused months would still count toward existing loan forgiveness programs.
Use this page to support, oppose, or ask Congress to amend S3070. Modern Action shows what the bill would change, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Health
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
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The debate
Where this bill is in the process
Introduced
Introduced in Senate
Senate Committee
Under Senate committee consideration
Latest: Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (10/29/2025)
Senate Floor Vote
Voted on by Senate
Passed Senate
Approved by Senate
House Review
Sent to House for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your senators when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to Shutdown Student Loans for Feds Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it would do, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around S3070, your stance, and the reasons you choose, then lets you edit and send when ready.
