Contact Congress about S. 2164: Algorithmic Accountability Act of 2025

Large companies would have to check AI tools used in major life decisions. They would report key details to the FTC before using new systems and at least once a year after that. The FTC would publish public information and enforce the rules.

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Algorithmic Accountability Act of 2025 is a Senate bill in committee. The latest recorded action: Read twice and referred to the Committee on Commerce, Science, and Transportation.

Latest action on S. 2164: Read twice and referred to the Committee on Commerce, Science, and Transportation.

Who this affects: This bill mainly affects large companies that use or sell automated tools for major decisions about people. It also affects people whose jobs, housing, credit, health care, school, utilities, legal services, or family planning services may depend on those tools. The FTC, state attorneys general, researchers, and consumer advocates would also get new information and enforcement roles.

Why this matters: Automated tools now help decide things that can shape a person’s life, and mistakes can be hard to see. This bill would make large companies look for risks before and after using those tools. It could give the public and regulators more information about systems used in jobs, housing, credit, health care, and other key areas. It could also raise costs for companies and leave many details to future FTC rules.

Key provisions in S. 2164

• The bill mainly covers large companies that fall under FTC authority. A company can be covered if it meets certain revenue or value levels, or if it handles identifying data on more than 1,000,000 consumers, households, or devices for automated decision systems.
• The bill covers automated systems used for major life decisions. These include decisions about access, price, terms, or availability for education, jobs, utilities, family planning, financial services, health care, housing, and legal services.
• Covered companies would have to check these systems before and after using them. They would also have to update those impact assessments over time.
• Companies would have to keep detailed internal records. Those records would cover data sources, data quality, testing methods, performance measures, privacy protections, and talks with affected people or groups.
• Companies would have to look for likely serious harms to consumers. They would also have to record what they did to prevent or reduce those harms, what harms remain, and why.

How Modern Action helps you take action on S. 2164

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about S. 2164

What is S. 2164?

Large companies would have to check AI tools used in major life decisions. They would report key details to the FTC before using new systems and at least once a year after that. The FTC would publish public information and enforce the rules.

How do I support or oppose S. 2164?

Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.

Who should I contact about S. 2164?

Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.

Can Modern Action explain S. 2164 before I act?

Yes. Modern Action gives you a plain-English summary, current status, and action context before you send anything.