Health insurers would have to publish more about overhead costs and claim payments. The Department of Health and Human Services would also have to guide how some insurance information is shared.
Modern Action explains legislation in plain English, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Premium Transparency Act is a House bill in committee. The latest recorded action: Forwarded by Subcommittee to Full Committee by Voice Vote.
Latest action on H.R. 9397: Forwarded by Subcommittee to Full Committee by Voice Vote.
Who this affects: This bill mainly affects health insurers because they would have to publish more cost and claims information. It also affects the Department of Health and Human Services, which would have to write guidance for sharing certain insurance information. Patients, employers, and people who compare health plans could see more information, depending on how the final rules work.
Why this matters: People often cannot see how much health insurers spend on business costs compared with claims. This bill would push more of that information into public view. It could help people, employers, and policymakers compare insurers more clearly. The provided source does not show the full reporting format, timeline, or enforcement details.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
Officially: Premium Transparency Act
Health insurers would have to publish more about overhead costs and claim payments. The Department of Health and Human Services would also have to guide how some insurance information is shared.
Use this page to support, oppose, or ask Congress to amend HR9397. Modern Action explains Premium Transparency Act in plain English, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Energy and Commerce
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
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Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
Latest: Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (6/23/2026)
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your House representative when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to Premium Transparency Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it would do, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HR9397, your stance, and the reasons you choose, then lets you edit and send when ready.
