Contact Congress about H.R. 6182: Find It Early Act

Requires many health plans and public programs to cover certain breast imaging with no out-of-pocket costs for higher-risk people. Uses expert guidelines to decide who qualifies and how often imaging is covered, with most changes starting in 2026.

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Find It Early Act is a House bill in committee. The latest recorded action: Referred to the Subcommittee on Health.

Latest action on H.R. 6182: Referred to the Subcommittee on Health.

Who this affects: This bill would matter most to people who are considered at increased risk of breast cancer or who have dense breast tissue, because it is designed to make certain screening and follow-up imaging free to them. It also affects the organizations that pay for care—private insurers and employer plans, Medicare and Medicare Advantage plans, state Medicaid programs, TRICARE, and the VA—because they would have to cover these services and follow the guideline-based rules on eligibility and frequency.

Why this matters: Breast imaging beyond a basic screening mammogram can be expensive, and out-of-pocket costs can affect whether people follow recommended screening or diagnostic steps—especially for people at higher risk. This bill would set a broad, cross-program rule that removes patient cost-sharing for certain breast imaging when guideline criteria are met, which could make it easier to follow recommended schedules. At the same time, the bill ties the benefit to outside medical guidelines, so what is covered and how often could shift as those guidelines change, and the overall cost impact would depend on how many people qualify and how the rules are applied in practice.

Key provisions in H.R. 6182

• Starting with plan years that begin on or after January 1, 2026, group and individual health plans—including many older “grandfathered” plans—would have to cover certain breast screening and diagnostic imaging for higher-risk people with no deductible, copay, or coinsurance.
• The bill uses specific expert tools—American College of Radiology Appropriateness Criteria, the Breast Imaging Reporting and Data System (a standard way to classify breast imaging findings), and NCCN guidelines—to spell out who is higher risk, what “dense breast tissue” means, which imaging tests qualify, and how often screening should be covered.
• A person could qualify either by meeting clinical high-risk or dense-breast standards, or because a clinician determines extra screening is appropriate using factors like age, race, ethnicity, and personal or family medical history.
• Medicare’s “preventive services” definition would be updated so qualifying beneficiaries can have these breast imaging tests covered at the frequency NCCN guidelines recommend.
• Medicare Advantage plans would have to cover the same breast imaging services with no cost-sharing for eligible enrollees when NCCN guidelines call for them.

How Modern Action helps you take action on H.R. 6182

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about H.R. 6182

What is H.R. 6182?

Requires many health plans and public programs to cover certain breast imaging with no out-of-pocket costs for higher-risk people. Uses expert guidelines to decide who qualifies and how often imaging is covered, with most changes starting in 2026.

How do I support or oppose H.R. 6182?

Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.

Who should I contact about H.R. 6182?

Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.

Can Modern Action explain H.R. 6182 before I act?

Yes. Modern Action gives you a plain-English summary, current status, and action context before you send anything.