Contact Congress about H.R. 5877: Combatting Money Laundering in Cyber Crime Act of 2025

The Secret Service could investigate more crimes involving digital assets, money laundering, and hidden money transfers. The bill would also keep some financial-crime and North Korea sanctions tools in place longer. Congress would get a report on how well current law fights cyber money laundering.

Modern Action explains legislation in plain English, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.

Combatting Money Laundering in Cyber Crime Act of 2025 is a House bill waiting for floor action. The latest recorded action: Placed on the Union Calendar, Calendar No. 530.

Latest action on H.R. 5877: Placed on the Union Calendar, Calendar No. 530.

Who this affects: This bill mainly affects federal investigators, financial institutions, and businesses that move money through digital tools. The Secret Service could take on more cases tied to cyber crime and money movement. Banks, non-bank financial firms, and some digital asset businesses could face more federal attention. International financial institutions could also be affected by the longer North Korea sanctions timeline.

Why this matters: Cyber criminals can move money fast through online systems, digital assets, and businesses outside regular banks. This bill would give the Secret Service clearer power to follow more of that money. It could help law enforcement act faster in some cases. It could also bring more federal scrutiny to legitimate companies and users who work with digital assets or non-bank financial services.

Key provisions in H.R. 5877

• The Secret Service could investigate unlicensed money-transfer businesses. The bill adds violations of 18 U.S.C. 1960 to its authority under 18 U.S.C. 3056(b).
• The Secret Service could clearly investigate money laundering and structured transactions. Structured transactions means splitting payments to avoid required reports.
• More types of financial businesses could fall under Secret Service investigations. The bill switches from federally insured institutions to the broader financial-institution definition in 31 U.S.C. 5312.
• The FinCEN Exchange program could run longer. The bill extends it from 5 years to 10 years under 31 U.S.C. 310(d)(3)(A).
• Certain North Korea-related financial rules would last longer. The bill changes the period in section 7125(b) of the Otto Warmbier North Korea Nuclear Sanctions and Enforcement Act of 2019 from 6 years to 10 years.

How Modern Action helps you take action on H.R. 5877

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about H.R. 5877

What is H.R. 5877?

The Secret Service could investigate more crimes involving digital assets, money laundering, and hidden money transfers. The bill would also keep some financial-crime and North Korea sanctions tools in place longer. Congress would get a report on how well current law fights cyber money laundering.

How do I support or oppose H.R. 5877?

Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.

Who should I contact about H.R. 5877?

Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.

Can Modern Action explain H.R. 5877 before I act?

Yes. Modern Action gives you a plain-English summary, current status, and action context before you send anything.