HR5574 aims to extend the National Flood Insurance Program until November 21, 2025. Affects homeowners and communities in flood-prone areas by continuing insurance coverage. Currently in the House Committee on Financial Services.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
To extend the National Flood Insurance Program through November 21, 2025. is a House bill committee Action. The latest recorded action: Referred to the House Committee on Financial Services.
Latest action on H.R. 5574: Referred to the House Committee on Financial Services.
Who this affects: The extension of the National Flood Insurance Program impacts various groups, primarily those living in areas susceptible to flooding. Homeowners, local governments, and insurance providers are among those who will be directly affected by this bill.
Why this matters: Flooding is one of the most common and costly natural disasters in the United States. The National Flood Insurance Program provides crucial financial protection for homeowners and communities. Without this program, many would face significant financial hardship in the event of a flood. Extending the program ensures that this safety net remains in place, offering peace of mind and financial security to those in flood-prone areas. It also helps local governments manage flood risks more effectively, supporting community resilience and recovery efforts.
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Officially: To extend the National Flood Insurance Program through November 21, 2025.
HR5574 aims to extend the National Flood Insurance Program until November 21, 2025. Affects homeowners and communities in flood-prone areas by continuing insurance coverage. Currently in the House Committee on Financial Services.
Use this page to support, oppose, or ask Congress to amend HR5574. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in House Committee
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
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The debate
Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
Latest: Referred to the House Committee on Financial Services. (9/26/2025)
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
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This page gives you an opportunity to support, oppose, or ask for changes to To extend the National Flood Insurance Program through November 21, 2025., then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (Committee Action), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HR5574, your stance, and the reasons you choose, then lets you edit and send when ready.
