Contact Congress about H.R. 445: Border Security Investment Act

People sending money from the U.S. to certain countries would pay a new 37% fee. The money would fund border security and repay border states for some enforcement costs.

Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.

Border Security Investment Act is a House bill committee Action. The latest recorded action: Referred to the Subcommittee on Border Security and Enforcement.

Latest action on H.R. 445: Referred to the Subcommittee on Border Security and Enforcement.

Who this affects: This bill mainly affects people in the U.S. who send money to countries covered by the bill. They would pay much more when using a covered money transfer business. It also affects money services businesses, border states, the Department of Homeland Security, U.S. Customs and Border Protection, the U.S. Treasury, and U.S. Border Patrol agents.

Why this matters: This bill would connect border security funding to a new cost on some money transfers abroad. That could make sending money more expensive for many people in the U.S., including people who live and work here lawfully. It would also give border states and federal border agencies a stream of money outside the usual yearly spending process in Congress.

Key provisions in H.R. 445

• Money services businesses would have to charge a new 37% fee on covered remittance transfers. A remittance transfer means money sent from the U.S. to someone in another country.
• Each fiscal year, five countries would be covered. They would be the countries whose citizens or nationals most often entered the U.S. unlawfully in the prior fiscal year, as identified by the Commissioner of U.S. Customs and Border Protection.
• Money services businesses would send every dollar collected from the fee to the Department of the Treasury. Treasury would place it in the federal government’s general fund.
• The bill creates the Border Security State Reimbursement Trust Fund. Each year, it would receive 50% of the total remittance fees collected the year before.
• The Secretary of Homeland Security could use the reimbursement fund without another vote from Congress. The money would repay border states for border security costs when they submit receipts.

How Modern Action helps you take action on H.R. 445

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about H.R. 445

What is H.R. 445?

People sending money from the U.S. to certain countries would pay a new 37% fee. The money would fund border security and repay border states for some enforcement costs.

How do I support or oppose H.R. 445?

Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.

Who should I contact about H.R. 445?

Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.

How does Modern Action help me act on H.R. 445?

Modern Action gives you bill-specific context, lets you choose support, opposition, or changes, and drafts a message from your position and reasons.