Contact Congress about H.R. 3746: Fiscal Responsibility Act of 2023

The government could keep borrowing to pay its bills through January 1, 2025. In return, the law capped many federal spending bills, canceled unused funds, restarted student loan payments, and changed some benefit and permitting rules.

Modern Action explains legislation in plain English, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.

Fiscal Responsibility Act of 2023 is a House bill in Congress.

Who this affects: This bill mainly affects federal student loan borrowers, people who use SNAP food aid or TANF cash aid, states that run those programs, and federal agencies that write rules or manage spending. It also affects communities, companies, and workers tied to large infrastructure, energy, transmission, and pipeline projects. Congress and federal agencies also feel the impact because the law changes spending limits, budget rules, and permitting duties.

Why this matters: This law matters because it prevented a near-term default while changing how the federal government spends money and approves some projects. It could affect services funded by yearly spending bills, depending on later choices by Congress. It also changed real bills and benefits for many people, including student loan borrowers and some adults who use SNAP or TANF. For infrastructure and energy projects, it may speed reviews, but it may also reduce time for public review in some cases.

Key provisions in H.R. 3746

• The government could keep borrowing until January 1, 2025. On January 2, 2025, the debt limit reset to match the debt owed that day.
• The law caps new yearly spending for defense and non-defense programs in fiscal years 2024 and 2025. It also sets total spending limits for fiscal years 2026 through 2029.
• A 1 percent cut can hit both defense and non-defense spending if Congress relies too long on temporary funding bills. This applies in fiscal year 2024 or 2025 if Congress misses the full-year spending deadlines.
• The law permanently cancels many unused funds from earlier laws. The money came from COVID relief, the American Rescue Plan, and accounts for health, housing, transportation, education, small business, agriculture, and other areas.
• The law cancels $1,389,525,000 in unused Inflation Reduction Act money. That money had been set aside for certain Internal Revenue Service work.

How Modern Action helps you take action on H.R. 3746

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about H.R. 3746

What is H.R. 3746?

The government could keep borrowing to pay its bills through January 1, 2025. In return, the law capped many federal spending bills, canceled unused funds, restarted student loan payments, and changed some benefit and permitting rules.

How do I support or oppose H.R. 3746?

Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.

Who should I contact about H.R. 3746?

Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.

Can Modern Action explain H.R. 3746 before I act?

Yes. Modern Action gives you a plain-English summary, current status, and action context before you send anything.