Veterans would pay different fees over time when refinancing a VA home loan to lower its interest rate. The fee would fall to 0.25%, later rise to 0.75%, and then return to 0.50%.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Refinancing Relief for Veterans Act is a House bill committee Action. The latest recorded action: Referred to the Subcommittee on Economic Opportunity.
Latest action on H.R. 3384: Referred to the Subcommittee on Economic Opportunity.
Who this affects: This bill mainly affects veterans who refinance an existing VA mortgage to get a lower interest rate. Their closing date would determine the fee they pay. Mortgage lenders that handle these loans would also need to use the correct rate for each period.
Why this matters: The fee can change how much a veteran must pay upfront to refinance at a lower interest rate. A lower fee may make refinancing easier to afford. A higher fee may make some veterans wait or decide not to refinance. The bill does not state its total effect on veterans or the VA loan program's finances. That effect would depend on how many loans close during each fee period.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
Officially: Refinancing Relief for Veterans Act
Veterans would pay different fees over time when refinancing a VA home loan to lower its interest rate. The fee would fall to 0.25%, later rise to 0.75%, and then return to 0.50%.
Use this page to support, oppose, or ask Congress to amend HR3384. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Economic Opportunity
No vote scheduled. Constituent contact is what moves bills out of committee.
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This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
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The debate
Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
Latest: Referred to the Subcommittee on Economic Opportunity. (6/23/2025)
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
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This page gives you an opportunity to support, oppose, or ask for changes to Refinancing Relief for Veterans Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (Committee Action), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HR3384, your stance, and the reasons you choose, then lets you edit and send when ready.
