This bill creates a new “small manufacturer” category and gives that group higher SBA loan limits. To qualify, the manufacturer must be in NAICS manufacturing sectors 31–33 and keep all production facilities in the United States.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Made in America Manufacturing Finance Act is a Senate bill waiting for floor action. The latest recorded action: Committee on Small Business and Entrepreneurship. Hearings held.
Latest action on H.R. 3174: Committee on Small Business and Entrepreneurship. Hearings held.
Who this affects: The main winners are small manufacturers that meet both SBA small-business size rules and the bill’s new “small manufacturer” definition, because they would be eligible for higher loan caps. Manufacturers with any production facility outside the United States would not qualify for the higher limits under the bill’s definition. SBA-participating lenders and development companies could also be affected because they may be able to originate larger government-backed loans for eligible manufacturers under the same programs they already use.
Why this matters: Manufacturing can be capital-intensive, and some small manufacturers may need bigger loans for equipment, facilities, or cash-flow needs than current program caps allow. By raising the maximum loan sizes for a defined set of U.S.-only small manufacturers, the bill could make it easier for those businesses to finance larger projects through SBA-backed programs instead of relying solely on private credit. At the same time, the benefits are limited to firms that meet the NAICS manufacturing category test and keep all production facilities in the United States, and the bill does not by itself show how larger caps would affect defaults, jobs, prices, or competition.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
Keep acting on Modern Action
Compare the broader issue and related bills without leaving Modern Action.
Officially: Made in America Manufacturing Finance Act
This bill creates a new “small manufacturer” category and gives that group higher SBA loan limits. To qualify, the manufacturer must be in NAICS manufacturing sectors 31–33 and keep all production facilities in the United States.
Use this page to support, oppose, or ask Congress to amend HR3174. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
floor_pending
Your representatives are deciding where they stand. A few messages can tip the balance.
↓ Why your message matters here
This bill is moving through Congress right now — your representative needs to hear from you.
Enter your ZIP to see how your senators and member of Congress have voted, sponsored, or spoken on this bill.
Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Latest: Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 283. (12/4/2025)
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your senators when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to Made in America Manufacturing Finance Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (floor pending), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HR3174, your stance, and the reasons you choose, then lets you edit and send when ready.
