The VA could buy no more than 250 troubled VA-backed home loans each budget year to help prevent default. It must also give Congress a plan for selling certain VA-owned loans to buyers outside the government.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Restoring the VA Home Loan Program in Perpetuity Act of 2025 is a House bill in committee. The latest recorded action: Subcommittee Hearings Held.
Latest action on H.R. 1814: Subcommittee Hearings Held
Who this affects: This bill mainly affects veterans whose VA-backed mortgages are at risk of default. It also affects the VA and the companies that lend money or collect mortgage payments. Buyers outside the government could be affected if the VA later sells them these loans.
Why this matters: VA loan purchases can help keep veterans from defaulting on their mortgages. A yearly cap could leave the VA unable to use this tool for every troubled loan if more than 250 need help. If the VA later sells these loans, buyers outside the government could own or manage them. The bill does not say how many loans may need help, so its effect on veterans and lenders is unclear.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
Officially: Restoring the VA Home Loan Program in Perpetuity Act of 2025
The VA could buy no more than 250 troubled VA-backed home loans each budget year to help prevent default. It must also give Congress a plan for selling certain VA-owned loans to buyers outside the government.
Use this page to support, oppose, or ask Congress to amend HR1814. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Economic Opportunity
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
Enter your ZIP to see how your senators and member of Congress have voted, sponsored, or spoken on this bill.
Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
Latest: Referred to the Subcommittee on Economic Opportunity. (3/10/2025)
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your House representative when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to Restoring the VA Home Loan Program in Perpetuity Act of 2025, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HR1814, your stance, and the reasons you choose, then lets you edit and send when ready.
