The government would have to tell Congress every year how much financial data it collects from banks and who gets access to it. Treasury, intelligence, and law enforcement agencies must regularly review and tighten the rules for accessing that data, with privacy protections for Americans. These requirements expire in seven years.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Financial Privacy Act of 2025 is a House bill waiting for floor action. The latest recorded action: Placed on the Union Calendar, Calendar No. 14.
Latest action on H.R. 1602: Placed on the Union Calendar, Calendar No. 14.
Who this affects: This bill primarily affects the Treasury Department, FinCEN, and the intelligence and law enforcement agencies that access financial data. It also strengthens Congress's ability to oversee how that data is used. For ordinary Americans whose financial information is captured in Bank Secrecy Act reports, the bill aims to create better safeguards around who can see their data and why. Financial institutions that file these reports are not directly impacted — the bill does not change what they must report or when.
Why this matters: The government collects massive amounts of financial data on Americans through Bank Secrecy Act reports — including suspicious activity reports and large cash transactions. This data is powerful for fighting crime, but it also creates serious privacy risks when it covers people who are not suspected of anything. This bill would give Congress its first regular, detailed look at how much data is collected, who accesses it, and what rules are in place to prevent misuse. The mandatory annual reviews are designed to keep those rules current and focused on protecting civil liberties.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
Officially: Financial Privacy Act of 2025
The government would have to tell Congress every year how much financial data it collects from banks and who gets access to it. Treasury, intelligence, and law enforcement agencies must regularly review and tighten the rules for accessing that data, with privacy protections for Americans. These requirements expire in seven years.
Use this page to support, oppose, or ask Congress to amend H.R.1602. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
floor_pending
Your representatives are deciding where they stand. A few messages can tip the balance.
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The debate
Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
House Floor Vote
Voted on by House
Latest: Placed on the Union Calendar, Calendar No. 14. (3/21/2025)
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your House representative when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to Financial Privacy Act of 2025, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (floor pending), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around H.R.1602, your stance, and the reasons you choose, then lets you edit and send when ready.
