Federal agencies could not block people from using virtual currency for lawful personal purchases. People could also keep digital assets in self-hosted wallets that they control themselves.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Keep Your Coins Act of 2025 is a House bill committee Action. The latest recorded action: Referred to the House Committee on Financial Services.
Latest action on H.R. 148: Referred to the House Committee on Financial Services.
Who this affects: This bill mainly affects people who use virtual currency for their own lawful purchases or who want to hold digital assets in wallets they control. It also affects federal agencies that write or enforce rules for virtual currency, because it would limit what they can restrict. Crypto exchanges, custodians, and payment companies are less directly covered because the bill focuses on personal use, not services for other people.
Why this matters: People who use virtual currency could have more protection when they spend it or hold it themselves. The bill would draw a line around what federal agencies can restrict for lawful personal use. It could also make it harder for regulators to respond in some high-risk cases unless other laws clearly allow them to act. The bill does not spell out how it fits with financial crime rules, so some effects remain unclear.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
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Officially: Keep Your Coins Act of 2025
Federal agencies could not block people from using virtual currency for lawful personal purchases. People could also keep digital assets in self-hosted wallets that they control themselves.
Use this page to support, oppose, or ask Congress to amend HR148. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in House Committee
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
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Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
Latest: Referred to the House Committee on Financial Services. (1/3/2025)
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your House representative when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to Keep Your Coins Act of 2025, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (Committee Action), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HR148, your stance, and the reasons you choose, then lets you edit and send when ready.
