Small nonprofits could get federal help to start retirement plans or add automatic sign-up. The help would lower the Social Security payroll tax they pay as employers, up to the amount they owe for the year.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Small Nonprofit Retirement Security Act of 2025 is a Senate bill committee Action. The latest recorded action: Read twice and referred to the Committee on Finance.
Latest action on S. 2365: Read twice and referred to the Committee on Finance.
Who this affects: This bill mainly affects small tax-exempt nonprofits that want to start or improve retirement plans for their workers. It could also affect employees at those nonprofits if the tax help makes their employer more likely to offer a plan or automatic sign-up. The Internal Revenue Service would have to handle the tax credit rules. The Social Security trust funds would be repaid from general federal money for any payroll tax revenue lost under the bill.
Why this matters: Many small nonprofits may struggle to pay the upfront costs of offering retirement plans, and current income tax credits may not help them. This bill would give them a way to use those credits through payroll taxes they already pay. That could help more nonprofit workers save for retirement. The bill also matters for federal finances because payroll tax money would be replaced with money from the general fund.
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Officially: Small Nonprofit Retirement Security Act of 2025
Small nonprofits could get federal help to start retirement plans or add automatic sign-up. The help would lower the Social Security payroll tax they pay as employers, up to the amount they owe for the year.
Use this page to support, oppose, or ask Congress to amend S2365. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Finance
No vote scheduled. Constituent contact is what moves bills out of committee.
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Where this bill is in the process
Introduced
Introduced in Senate
Senate Committee
Under Senate committee consideration
Latest: Read twice and referred to the Committee on Finance. (7/21/2025)
Senate Floor Vote
Voted on by Senate
Passed Senate
Approved by Senate
House Review
Sent to House for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
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This page gives you an opportunity to support, oppose, or ask for changes to Small Nonprofit Retirement Security Act of 2025, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (Committee Action), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around S2365, your stance, and the reasons you choose, then lets you edit and send when ready.
