Small nonprofits could get federal tax help to start retirement plans or add automatic enrollment. They would use the credit against Social Security payroll taxes, since many do not owe income tax.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Small Nonprofit Retirement Security Act of 2025 is a House bill committee Action. The latest recorded action: Referred to the House Committee on Ways and Means.
Latest action on H.R. 4548: Referred to the House Committee on Ways and Means.
Who this affects: This bill mainly affects small nonprofits and their workers. Small tax-exempt employers could get help paying for retirement plans. Workers at those groups could get more chances to save through an employer plan. Federal tax agencies and Social Security trust funds would also be affected because the credits would run through payroll taxes.
Why this matters: Many small nonprofits may want to offer retirement plans but struggle with the cost. This bill could lower that cost by giving them the same kind of federal help small businesses already get. It matters most for workers at nonprofits that do not now have strong retirement benefits. The size of the effect is unclear because the bill does not say how many groups would use the credits.
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Officially: Small Nonprofit Retirement Security Act of 2025
Small nonprofits could get federal tax help to start retirement plans or add automatic enrollment. They would use the credit against Social Security payroll taxes, since many do not owe income tax.
Use this page to support, oppose, or ask Congress to amend HR4548. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in House Committee
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
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Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
Latest: Referred to the House Committee on Ways and Means. (7/21/2025)
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
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The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to Small Nonprofit Retirement Security Act of 2025, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (Committee Action), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HR4548, your stance, and the reasons you choose, then lets you edit and send when ready.
