Some retirees would owe less federal tax on Social Security or tier 1 railroad retirement benefits in 2026 and 2027. Disability benefits would stay under the current tax rules. The federal government would replace lost trust fund money from the general fund.
Modern Action explains legislation in plain English, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Social Security Check Tax Cut Act is a Senate bill in committee. The latest recorded action: Read twice and referred to the Committee on Finance.
Latest action on S. 1109: Read twice and referred to the Committee on Finance.
Who this affects: This bill mainly affects people who receive taxable old-age Social Security benefits, survivors benefits, or tier 1 railroad retirement benefits. They could owe less federal income tax in 2026 and 2027. People receiving Social Security disability benefits would not get the extra percentage cut. The IRS would need to apply the new split between retirement-type benefits and disability benefits.
Why this matters: The bill could leave some retirees with more money after taxes for two years. It does this by lowering the taxable part of certain benefit checks, while keeping disability benefits under the current rules. The bill also shifts the cost away from Social Security and Medicare trust funds and onto the federal general fund. Because the tax break ends after 2027, people could see their tax rules change again unless Congress acts.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
Officially: Social Security Check Tax Cut Act
Some retirees would owe less federal tax on Social Security or tier 1 railroad retirement benefits in 2026 and 2027. Disability benefits would stay under the current tax rules. The federal government would replace lost trust fund money from the general fund.
Use this page to support, oppose, or ask Congress to amend S1109. Modern Action explains Social Security Check Tax Cut Act in plain English, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Finance
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
Enter your ZIP to see how your senators and member of Congress have voted, sponsored, or spoken on this bill.
Where this bill is in the process
Introduced
Introduced in Senate
Senate Committee
Under Senate committee consideration
Latest: Read twice and referred to the Committee on Finance. (3/25/2025)
Senate Floor Vote
Voted on by Senate
Passed Senate
Approved by Senate
House Review
Sent to House for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your senators when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to Social Security Check Tax Cut Act, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it would do, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around S1109, your stance, and the reasons you choose, then lets you edit and send when ready.
