Federal agencies would have to check flood risk before they build, fund, or approve many projects. Projects in risky areas could need higher elevations, floodproofing, public notice, or another site.
Modern Action explains legislation in plain English, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Federal Flood Risk Management Act of 2026 is a House bill in committee. The latest recorded action: Referred to the Committee on Financial Services, and in addition to the Committee on Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Latest action on H.R. 9291: Referred to the Committee on Financial Services, and in addition to the Committee on Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Who this affects: This bill mainly affects federal agencies and projects that need federal money, permits, loans, insurance, or approval. Builders, local governments, Tribal governments, lenders, homeowners, and businesses could also feel the effects when a project or transaction involves land with flood risk. Communities in flood-prone areas could see more floodproofing, higher building standards, more notices, or changes in where projects are built.
Why this matters: Flood damage can leave communities with large repair bills, and this bill would make federal projects plan for that risk earlier. It could push federal money toward safer designs, higher buildings, and better floodproofing in risky areas. It could also make some projects more expensive at the start or add time for review. Because the standard would change as flood science changes, agencies and communities may need to adjust over time.
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Officially: Federal Flood Risk Management Act of 2026
Federal agencies would have to check flood risk before they build, fund, or approve many projects. Projects in risky areas could need higher elevations, floodproofing, public notice, or another site.
Use this page to support, oppose, or ask Congress to amend HR9291. Modern Action explains Federal Flood Risk Management Act of 2026 in plain English, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Financial Services
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
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Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
Latest: Referred to the Committee on Financial Services, and in addition to the Committee on Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (6/11/2026)
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your House representative when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to Federal Flood Risk Management Act of 2026, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it would do, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HR9291, your stance, and the reasons you choose, then lets you edit and send when ready.
