Health plans could not require advance approval before paying for covered care. They also could not force step therapy or run medical-need reviews for covered services. The ban would start in 2026 for private plans and federal health programs.
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Doctor Knows Best Act of 2025 is a House bill in committee. The latest recorded action: Referred to the Committee on Energy and Commerce, and in addition to the Committee on Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Latest action on H.R. 639: Referred to the Committee on Energy and Commerce, and in addition to the Committee on Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Who this affects: This bill mainly affects patients, doctors, health plans, and public health programs. Patients could face fewer approval steps before getting covered care. Doctors and clinics could spend less time on insurance paperwork. Insurers and federal programs would lose tools they use to review care before payment.
Why this matters: This bill could change how quickly people get care their doctors order. Today, many health plans can delay or block covered care until they approve it first. Removing those steps could make care easier to get. It could also make it harder for insurers and public programs to control use of costly or low-value care.
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