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Contact Congress about H.R. 6010: To amend the Internal Revenue Code of 1986 to extend and modify the enhanced premium tax credit, and for other purposes.

People buying ACA marketplace insurance could keep extra premium help for 2026 and 2027. The bill also adds tougher rules for Medicare Advantage payments and for agents who enroll people in marketplace plans.

Modern Action explains legislation in plain English, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.

To amend the Internal Revenue Code of 1986 to extend and modify the enhanced premium tax credit, and for other purposes. is a House bill in committee. The latest recorded action: Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Latest action on H.R. 6010: Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Who this affects: This bill mainly affects people who buy health insurance through ACA marketplaces, Medicare Advantage plans, and the agents and brokers who help people enroll. It could matter most for households that rely on premium help, people whose coverage is changed by an agent, and plans whose payments depend on diagnosis data.

Why this matters: This bill matters because many people could pay more for ACA marketplace coverage if extra premium help ends. The bill would keep that help for two more years while adding new rules meant to stop fake or unauthorized enrollments. It could also change Medicare Advantage payments by limiting which diagnosis records count. The exact effect on premiums, fraud, plan payments, and enrollment would depend on how federal agencies carry out the rules.

Key provisions in H.R. 6010

  • The bill keeps enhanced ACA premium tax credits for tax years after December 31, 2025, and before January 1, 2028. During that time, people can get help with premiums up to 600% of the federal poverty level.
  • For 2026 and 2027, the bill sets how much households must pay toward a benchmark plan. People up to 150% of poverty pay 0%, and people from 300% to 600% of poverty pay no more than 8.5%.
  • Starting in 2026, Medicare Advantage payment formulas must use two years of diagnosis data when that data is available.
  • Starting in 2026, Medicare Advantage payments cannot count diagnoses found only through chart reviews or health risk assessments.
  • The Health and Human Services Secretary must review coding differences each year between Medicare Advantage and traditional Medicare. The Secretary must report the results publicly and adjust payments, including by plan or contract, to fully reflect those differences.

How Modern Action helps you take action on H.R. 6010

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about H.R. 6010

What is H.R. 6010?
People buying ACA marketplace insurance could keep extra premium help for 2026 and 2027. The bill also adds tougher rules for Medicare Advantage payments and for agents who enroll people in marketplace plans.
How do I support or oppose H.R. 6010?
Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.
Who should I contact about H.R. 6010?
Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.
Can Modern Action explain H.R. 6010 before I act?
Yes. Modern Action gives you a plain-English summary, current status, and action context before you send anything.

Keep acting on Modern Action

More ways to act on this issue

Compare the broader issue and related bills without leaving Modern Action.

Related issues

  • Contact your reps on Hold ACA brokers and enrollment marketing networks accountableSet standards for agents, brokers, lead generators, field marketing organizations, and third-party enrollment companies, including best-interest duties, licensing and registration, audits, termination reports, suspended-broker lists, limits on paid leads, and delayed commissions when eligibility problems remain unresolved.
  • Contact your reps on Keep or revise ACA premium tax creditsExtend, modify, cap, or disclose enhanced ACA marketplace premium tax credits while deciding how subsidy design affects affordability, fraud incentives, and taxpayer exposure.
  • Contact your reps on Limit misleading ACA marketing and lead-generation practicesBar confusing or misleading ACA enrollment marketing, allow HHS review of some marketing materials, and restrict payments for referrals, leads, sales, or enrollment work unless the person or organization meets required standards.
  • Contact your reps on Penalize false or fraudulent ACA enrollment informationCreate or increase civil and criminal penalties when agents, brokers, applicants, or others submit false, careless, or fraudulent ACA marketplace enrollment, eligibility, or premium-help information.
  • Contact your reps on Stop unauthorized marketplace enrollments and plan changesRequire proof that a consumer agreed before an agent or broker submits an ACA marketplace enrollment or plan change, give consumers prompt notices and account access, and make it easier to undo activity they did not approve.

Related bills

  • Take action on H.R. 2079: Insurance Fraud Accountability Act
  • Take action on H.R. 6575: CommonGround for Affordable Health Care Act
  • Take action on S. 976: Insurance Fraud Accountability Act
  • Take action on H.R. 6501: Bipartisan Health Insurance Affordability Act
  • Take action on S. 46: Health Care Affordability Act of 2025
  • Take action on H.R. 1692: Health Care Affordability Act of 2023
  • Take action on H.R. 247: Health Care Affordability Act of 2025