Some lenders would not pay federal income tax on interest from qualifying rural and farm real estate loans. Borrowers may get lower rates, but the bill does not require lenders to pass the savings on.
Modern Action explains legislation in plain English, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
ACRE Act of 2025 is a House bill in committee. The latest recorded action: Referred to the House Committee on Ways and Means.
Latest action on H.R. 1822: Referred to the House Committee on Ways and Means.
Who this affects: This bill mainly affects lenders that make rural and farm-related real estate loans. It also matters for farmers, ranchers, fishers, seafood processors, aquaculture businesses, and rural homeowners who borrow against qualifying property. These borrowers could see lower rates or more loan options if lenders pass along the tax savings. Listed foreign adversary governments, and people or companies tied to them, would be shut out of the tax benefit.
Why this matters: Rural borrowers often depend on real estate loans to buy land, improve property, or keep businesses running. This bill could make those loans more attractive for lenders by cutting their taxes on interest income. That may lead to lower rates or more credit, but the bill does not guarantee either result. It also adds foreign-adversary limits, which ties the tax break to concerns about rural land and national security.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
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Officially: ACRE Act of 2025
Some lenders would not pay federal income tax on interest from qualifying rural and farm real estate loans. Borrowers may get lower rates, but the bill does not require lenders to pass the savings on.
Use this page to support, oppose, or ask Congress to amend HR1822. Modern Action explains ACRE Act of 2025 in plain English, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in House Committee
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
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Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
Latest: Referred to the House Committee on Ways and Means. (3/4/2025)
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your House representative when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to ACRE Act of 2025, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it would do, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HR1822, your stance, and the reasons you choose, then lets you edit and send when ready.
