Pick one or more. We'll use your choices and the connected bills to help you send a message to your elected officials.
Answer the policy questions below or skip any that don't fit your view. We use only your answers and the bills they connect to for your message.
1 bill on this topic
“When a payment stablecoin issuer fails, the FDIC should be able to take control, run or close the business, keep key services operating through a temporary issuer, decide which claims are paid first, limit court interference during the takeover, and sue leaders for gross negligence or worse conduct?”
1 bill on this topic
“State-licensed payment stablecoin issuers should remain under state licensing and supervision, while the Federal Reserve should be able to act against a state-qualified issuer during a defined emergency after notifying the state regulator.”
1 bill on this topic
“Payment stablecoins should have clear legal rules about who can issue them, how they are backed, and how users are protected.”
1 bill on this topic
“Payment stablecoins should be limited to no-yield digital coins meant for payments and stable value, and only approved bank subsidiaries, approved nonbank firms, or qualified state issuers should be allowed to issue or market them in the United States.”
1 bill on this topic
“Stablecoin users should be told that payment stablecoins are not government money or federally insured bank deposits, and issuers generally should not be able to make users buy another product to get stablecoin services.”
1 bill on this topic
“Only regulated firms should hold payment stablecoin reserves, collateral, or private keys for others, customer assets should be kept separate and paid back first if a custodian fails, and banks or credit unions should be allowed to provide stablecoin custody services.”
1 bill on this topic
“Custodians holding payment stablecoins or private keys should be supervised by qualified regulators, keep customer assets separate from their own property, protect those assets from custodian creditors, and tell the Federal Reserve how they protect customers.”
1 bill on this topic
“If a stablecoin issuer fails, people holding that issuer's payment stablecoins should be paid before other creditors, and some nonbank issuers could go through regular bankruptcy court with special treatment for stablecoin holder claims.”
1 bill on this topic
“If a payment stablecoin issuer fails, stablecoin holders should get first claim to required reserves and a top claim for any reserve amount the issuer was supposed to hold but did not.”
1 bill on this topic
“Companies should have to apply before issuing payment stablecoins for U.S. users, and regulators should keep checking their capital, liquidity, risk controls, technology systems, anti-money-laundering controls, and sanctions screening after approval.”
1 bill on this topic
“Stablecoin regulators should set issuer safety, cash-flow, operations, risk, and anti-money-laundering standards, examine federally approved nonbank issuers, and penalize or restrict issuers that violate the standards.”
1 bill on this topic
“Approved payment stablecoins should not be treated as securities or commodities under key federal laws, while unapproved stablecoins should not count like cash or be used for some margin and settlement purposes in regulated financial markets.”
1 bill on this topic
“Payment stablecoin issuers should have to hold safe backing assets for every coin, keep those reserves separate from company funds, publish outside-reviewed monthly reserve reports, and clearly tell users how to cash out.”
1 bill on this topic
“State approved stablecoin issuers should usually stay under their home state's supervision, with federal regulators able to step in during urgent situations, possible federal waivers for issuers above $10 billion, and limits on extra licensing by other states.”
One sentence is enough. Tell officials how this affects your family, work, bills, neighborhood, or values so the message sounds like you.
Example: My daughter's school closed twice last fall because of wildfire smoke.
Step 2 of 3 · Add your info next
Answer at least one question to continue
