ACA insurers seek 2027 premium hikes as subsidy pressure returns to Congress
New filings show marketplace insurers seeking another round of premium increases for 2027 after enhanced federal tax credits expired, putting Congress and state insurance regulators back in the affordability fight. (sources: www.wsj.com, ratereview.healthcare.gov, apnews.com)
Insurers have proposed large premium increases for 2027, citing reduced enrollment after enhanced subsidies ended. Federal data indicates a notable drop in ACA marketplace enrollment over the past year.
- Insurers are seeking substantial rate hikes for 2027 due to financial pressures.
- Enrollment in the ACA marketplace has decreased following the expiration of enhanced subsidies.
- A KFF analysis has highlighted the median proposed premium increases and their connection to subsidy changes.
Why it matters
The proposed premium increases and declining enrollment could impact access to affordable healthcare for individuals relying on the ACA.
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