This resolution would stop the CFPB from withdrawing an earlier rule on name-only matching in credit reports. If it becomes law, the withdrawal rule would no longer count, and the CFPB could not easily issue a similar one later without Congress.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Name-Only Matching Procedures". is a Senate bill waiting for floor action. The latest recorded action: Placed on Senate Legislative Calendar under General Orders. Calendar No. 392.
Latest action on S.J.Res. 140: Placed on Senate Legislative Calendar under General Orders. Calendar No. 392.
Who this affects: This bill mainly affects people whose credit reports could be matched by name, credit reporting agencies that maintain those files, and the CFPB as the agency that regulates the rule. It could also matter to lenders and other businesses that rely on credit reports, because matching rules affect the accuracy of the information they receive.
Why this matters: Credit-report matching affects whether people are connected to the right financial history, and this resolution could shape the rules behind that process. Name-only matching can matter because many people share names, and a mismatch can affect credit decisions. The resolution also matters because it uses the Congressional Review Act, which can limit the CFPB’s ability to use a similar withdrawal approach later.
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Officially: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Name-Only Matching Procedures".
This resolution would stop the CFPB from withdrawing an earlier rule on name-only matching in credit reports. If it becomes law, the withdrawal rule would no longer count, and the CFPB could not easily issue a similar one later without Congress.
Use this page to support, oppose, or ask Congress to amend SJRES140. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
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Where this bill is in the process
Introduced
Introduced in Senate
Senate Committee
Under Senate committee consideration
Senate Floor Vote
Voted on by Senate
Latest: Placed on Senate Legislative Calendar under General Orders. Calendar No. 392. (4/27/2026)
Passed Senate
Approved by Senate
House Review
Sent to House for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
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This page gives you an opportunity to support, oppose, or ask for changes to A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Name-Only Matching Procedures"., then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (floor pending), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around SJRES140, your stance, and the reasons you choose, then lets you edit and send when ready.
