Contact Congress about S. 2420: No Surprises Act Enforcement Act

Health plans and out-of-network providers would have to pay faster after billing disputes are decided. They could owe larger penalties if they break surprise billing rules or miss payment deadlines.

Modern Action explains legislation in plain English, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.

No Surprises Act Enforcement Act is a Senate bill in committee. The latest recorded action: Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Latest action on S. 2420: Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Who this affects: This bill mainly affects health plans, insurers, and out-of-network providers or facilities that handle surprise billing disputes. Patients keep the same No Surprises Act protections and payment limits. The biggest changes happen behind the scenes, where plans and providers settle bills and federal agencies track enforcement.

Why this matters: Surprise billing protections only help if plans and providers follow them. This bill tries to make rule-breaking and late payment more costly. It could push faster payment after disputes and give Congress clearer data on enforcement. The bill does not say how these changes would affect health care costs, provider networks, or future payment fights.

Key provisions in S. 2420

• Some surprise billing violations could bring much higher fines. The maximum civil fine would rise to $10,000 for each violation and each affected person under the Public Health Service Act, ERISA, and the Internal Revenue Code.
• The bill focuses on three kinds of care. It covers emergency care, nonemergency care at in-network facilities, and air ambulance services under the No Surprises Act.
• The party that owes money after a dispute decision must pay fast. A health plan or out-of-network provider or facility would have 30 days to pay the full remaining amount.
• Providers and facilities must repay plans when a dispute decision shows they were overpaid. They would have 30 days to return the difference if the final amount is less than the first payment plus the patient’s share.
• Late payment would trigger a large extra cost. The penalty would be three times the gap between the first payment, or $0 if payment was denied, and the final out-of-network rate, after subtracting the patient’s required share.

How Modern Action helps you take action on S. 2420

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about S. 2420

What is S. 2420?

Health plans and out-of-network providers would have to pay faster after billing disputes are decided. They could owe larger penalties if they break surprise billing rules or miss payment deadlines.

How do I support or oppose S. 2420?

Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.

Who should I contact about S. 2420?

Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.

Can Modern Action explain S. 2420 before I act?

Yes. Modern Action gives you a plain-English summary, current status, and action context before you send anything.