Contact Congress about S. 231: WEATHER Act of 2025

This bill tells the Federal Crop Insurance Corporation to research and develop one weather-index insurance policy tied to farm income losses. It sets design goals and reporting requirements, but it does not launch the policy nationwide on its own.

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WEATHER Act of 2025 is a Senate bill in committee. The latest recorded action: Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry.

Latest action on S. 231: Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry.

Who this affects: This bill mainly affects farmers, the Federal Crop Insurance Corporation, crop insurance agents, and others involved in designing or using federal crop insurance. Its strongest focus is on farms facing weather-related income risk, especially smaller farms, specialty crop producers, and underserved producers. Because the bill is about research and design rather than immediate rollout, the biggest near-term effect is on planning, policy development, and future insurance options.

Why this matters: Extreme weather can seriously cut farm income, and this bill looks at whether one national weather-index policy could offer another way to manage that risk. Because index insurance uses outside weather data instead of farm-by-farm loss checks, it could make payouts faster and reduce paperwork if it is eventually adopted. The bill may matter most for specialty crops, smaller farms, and underserved producers if current insurance options do not fit them well. Still, the real effect is uncertain because the bill mainly orders research and recommendations, not a full national rollout.

Key provisions in S. 231

• Tells the Federal Crop Insurance Corporation to research and develop one index insurance policy tied to farm income losses from specific weather conditions.
• Would cover nearly all on-farm crops and commodities, including specialty crops, but not timber, forest products, sport or show animals, or pets.
• Defines covered weather conditions as high winds, excess moisture and flooding, extreme heat, unusual freezes, wildfire, hail, drought, and other severe conditions affecting small-scale farmers.
• Requires the weather index to rely mainly on National Oceanic and Atmospheric Administration, or NOAA, data, while allowing other certified weather, satellite, and climate data sources.
• Requires any policy that is developed to be designed for use in all 50 states, Indian Tribes, Washington, DC, Puerto Rico, Guam, American Samoa, the Northern Mariana Islands, and the U.S. Virgin Islands.

How Modern Action helps you take action on S. 231

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about S. 231

What is S. 231?

This bill tells the Federal Crop Insurance Corporation to research and develop one weather-index insurance policy tied to farm income losses. It sets design goals and reporting requirements, but it does not launch the policy nationwide on its own.

How do I support or oppose S. 231?

Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.

Who should I contact about S. 231?

Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.

Can Modern Action explain S. 231 before I act?

Yes. Modern Action gives you a plain-English summary, current status, and action context before you send anything.