Workers without a workplace retirement plan could be signed up for a new federal savings account. They could opt out, change how much they save, and may get federal matching money paid into the account.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
Retirement Savings for Americans Act of 2025 is a Senate bill in committee. The latest recorded action: Read twice and referred to the Committee on Finance.
Latest action on S. 1526: Read twice and referred to the Committee on Finance.
Who this affects: This bill mainly affects workers who do not have access to a retirement plan through their job. That includes many people at small businesses, part-time jobs, gig jobs, and contract work. It also affects employers that do not offer a qualifying plan, because they would have to set up payroll sign-ups and send in worker contributions. Federal officials, outside investment managers, spouses, survivors, and public benefit programs would also have new rules to follow.
Why this matters: Many workers have no easy way to save for retirement at work, and this bill would give them one national option. Automatic payroll saving could help more people start saving. Federal matching money could help workers build savings faster, especially if their income is modest. The tradeoff is that the bill creates a large new federal system, adds duties for some employers, and costs federal money through the match.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
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Officially: Retirement Savings for Americans Act of 2025
Workers without a workplace retirement plan could be signed up for a new federal savings account. They could opt out, change how much they save, and may get federal matching money paid into the account.
Use this page to support, oppose, or ask Congress to amend S1526. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Finance
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
Enter your ZIP to see how your senators and member of Congress have voted, sponsored, or spoken on this bill.
Where this bill is in the process
Introduced
Introduced in Senate
Senate Committee
Under Senate committee consideration
Latest: Read twice and referred to the Committee on Finance. (4/30/2025)
Senate Floor Vote
Voted on by Senate
Passed Senate
Approved by Senate
House Review
Sent to House for consideration
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your senators when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to Retirement Savings for Americans Act of 2025, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around S1526, your stance, and the reasons you choose, then lets you edit and send when ready.
