Every U.S. resident would get health coverage through a single national plan, with nearly zero out-of-pocket costs for doctor visits, hospital stays, prescriptions, dental, vision, and more. Private insurance that covers the same things would be banned. The switch would happen over several years, with kids covered first.
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Medicare for All Act is a Senate bill in committee. The latest recorded action: Read twice and referred to the Committee on Finance.
Latest action on S. 1506: Read twice and referred to the Committee on Finance.
Who this affects: This bill would touch nearly every person and organization in the U.S. health care system. Patients would gain universal coverage and lose most out-of-pocket costs but would also lose the ability to choose from competing insurance plans. Hospitals, doctors, and other providers would shift to government-set payment rates. Insurers and their employees would see their core business eliminated. States would lose control over much of their Medicaid programs. Employers would no longer provide health coverage as a benefit.
Why this matters: Right now, tens of millions of Americans are uninsured or underinsured, and losing a job can mean losing health coverage. This bill would guarantee coverage for every resident and eliminate most medical bills at the point of care. But it would also be one of the largest changes to the U.S. economy ever attempted, affecting how every hospital, doctor, insurer, and employer operates. The bill does not specify exactly how it would be paid for beyond redirecting current federal health spending, leaving major questions about taxes and total costs unanswered.
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