HR962 lets people keep up to $3,000 worth of guns when they file for bankruptcy. Affects gun owners, especially in rural areas, by protecting their firearms from creditors.
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Protecting Gun Owners in Bankruptcy Act of 2023 is a House bill in Congress.
Who this affects: The bill mainly helps gun owners who are going through bankruptcy. It is especially important for those who rely on firearms for their livelihood or protection.
Why this matters: This bill matters because it provides a financial safety net for gun owners in bankruptcy. It helps those in rural areas who use firearms for hunting or protection to keep their guns. It also raises questions about how assets are prioritized in bankruptcy and whether firearms should be protected like other household goods.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.