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Contact Congress about H.R. 891: Pro-Housing Act of 2025

Local governments, tribes, and similar groups could get federal grants and low-interest loans to plan for more housing and put those plans into action. The bill also lets the federal government transfer some unused land and buildings for affordable housing or mixed-use neighborhoods. A set share of the money must go to rural and exurban communities.

Modern Action explains legislation in plain English, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.

Pro-Housing Act of 2025 is a House bill in committee. The latest recorded action: Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.

Latest action on H.R. 891: Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.

Who this affects: This bill mainly affects local governments, tribal communities, and state or regional housing and planning entities that want federal help to add housing. It could also affect people living in places with rising housing costs, especially if local leaders use the money to change zoning, reuse land, or build more homes near jobs and transit. Rural and exurban communities are a major target because the bill sets aside a share of the funding for them. Federal agencies and local housing entities would also be affected by the property transfer pilot for unused federal land and buildings.

Why this matters: Housing is expensive in many places, and many communities say they lack money, planning help, or buildable land to add more homes. This bill tries to change that by giving local governments and tribal communities funding, low-cost loans, and possible access to unused federal property. It also pushes some of the money to smaller and outlying places, not just big cities. If it works, communities could have more tools to increase housing supply and keep it more affordable, but the effect would depend on local follow-through and on how much suitable federal land is actually available.

Key provisions in H.R. 891

  • Creates a HUD pilot program with three kinds of help. Eligible groups could get planning grants, implementation grants, and below-market direct loans for housing policy plans.
  • Makes HUD start giving out grants and loans within 120 days after the bill becomes law. That sets a short deadline for launching the program.
  • Sets aside at least 20% of all grant and loan dollars for projects in rural or exurban areas. That means smaller or outlying communities must get a share of the funding.
  • Makes local applicants put up some of their own money for grants. The match ranges from 15% for the smallest places to 45% for larger ones, but HUD can lower it for communities with limited resources.
  • Defines a housing policy plan as a broad local plan to add more housing and make it more affordable. The plan also has to reduce barriers to building and try to avoid displacing current residents.

How Modern Action helps you take action on H.R. 891

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about H.R. 891

What is H.R. 891?
Local governments, tribes, and similar groups could get federal grants and low-interest loans to plan for more housing and put those plans into action. The bill also lets the federal government transfer some unused land and buildings for affordable housing or mixed-use neighborhoods. A set share of the money must go to rural and exurban communities.
How do I support or oppose H.R. 891?
Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.
Who should I contact about H.R. 891?
Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.
Can Modern Action explain H.R. 891 before I act?
Yes. Modern Action gives you a plain-English summary, current status, and action context before you send anything.