Congress would get a new fraud report every three months on some COVID-19 small business loans. The SBA watchdog would have to track loan totals, fraud cases, and fraud types for two years, using existing funds.
Modern Action explains what the legislation does, helps you choose whether to support, oppose, or ask for changes, and drafts a message tied to the bill, your stance, and the elected officials who can act on it.
COVID Fraud Transparency Act of 2026 is a Senate bill in committee. The latest recorded action: Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Latest action on H.R. 826: Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Who this affects: This bill mainly affects the SBA Inspector General, who would have to prepare the reports, and Congress, which would receive them. It could also matter to small businesses and taxpayers who want clearer information about how COVID-19 relief loans were monitored. The bill does not directly change what borrowers owe, how loans work, or what penalties apply for fraud.
Why this matters: This bill matters because Congress would get regular updates on fraud in some major COVID-19 small business loan programs. Those updates could help lawmakers see what went wrong, how often fraud cases opened or closed, and what kinds of fraud showed up. The information could shape future relief programs, but the bill itself does not recover money, punish fraud, or rewrite loan rules. Its impact would also be limited because the reports stop after two years unless Congress extends the requirement.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
Officially: COVID Fraud Transparency Act of 2026
Congress would get a new fraud report every three months on some COVID-19 small business loans. The SBA watchdog would have to track loan totals, fraud cases, and fraud types for two years, using existing funds.
Use this page to support, oppose, or ask Congress to amend HR826. Modern Action explains what the bill does, helps identify the right senators or representative, and drafts a bill-specific message you can edit and send.
Where it stands
Sitting in Small Business and Entrepreneurship
No vote scheduled. Constituent contact is what moves bills out of committee.
↓ Why your message matters here
This bill is sitting in committee with no scheduled vote — which means a small number of constituent messages can decide whether it moves forward or quietly dies.
Enter your ZIP to see how your senators and member of Congress have voted, sponsored, or spoken on this bill.
Where this bill is in the process
Introduced
Introduced in House
House Committee
Under House committee consideration
House Floor Vote
Voted on by House
Passed House
Approved by House
Senate Review
Sent to Senate for consideration
Latest: Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship. (6/24/2026)
Passed Both Chambers
Approved by both House and Senate
Signed into Law
Signed by the President
For more detail
Choose one clear position: support, oppose, or amend. Then pick any reasons or personal context you want included. Modern Action uses that input and the bill context to draft a message you can edit and send.
Congressional offices prioritize messages from their own constituents. Modern Action uses your address to route the drafted message to your senators when that is the most relevant target for this bill.
The draft includes the bill number, your position, the reasons you selected, any personal context you added, and a direct ask such as voting yes, voting no, cosponsoring, opposing, or seeking changes. You stay in control because you can edit the message before sending.
This page gives you an opportunity to support, oppose, or ask for changes to COVID Fraud Transparency Act of 2026, then contact the elected officials who can act. Modern Action drafts the message from your position and the reasons you select.
Modern Action keeps the action tied to the bill itself: what it does, where it is in the process (committee), which office can still act, and what ask belongs in the message.
You are not starting from a blank form. Modern Action drafts the message around HR826, your stance, and the reasons you choose, then lets you edit and send when ready.
