Many more people could open Health Savings Accounts and put more money into them each year. They could also use HSA money for more health costs, including premiums and some doctor membership fees.
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Personalized Care Act of 2025 is a House bill in committee. The latest recorded action: Referred to the House Committee on Ways and Means.
Latest action on H.R. 810: Referred to the House Committee on Ways and Means.
Who this affects: This bill mainly affects people who use or want to use Health Savings Accounts. It also affects people with Medicare, Medicaid, TRICARE, VA health care, private insurance, short-term plans, and health care sharing ministries. Employers, insurers, doctors who use membership-style fees, sharing ministries, tax preparers, and the Internal Revenue Service would also have to work with the new rules.
Why this matters: This bill matters because it would change who gets tax help for health costs and what those tax benefits can cover. More people could use HSAs, and people with enough money to save could shelter more health spending from taxes. The bill could also make doctor fee plans and health care sharing ministries more attractive. But it does not lower health care prices or add new protections for people who use those arrangements.
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