Federal financial regulators would have to review their rules every 7 years. They would also study how all their rules together affect consumers, businesses, credit, and markets. Any actual rule changes would come later.
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REVIEW Act of 2025 is a House bill waiting for floor action. The latest recorded action: Placed on the Union Calendar, Calendar No. 452.
Latest action on H.R. 6544: Placed on the Union Calendar, Calendar No. 452.
Who this affects: This bill mainly affects federal financial regulators, banks, credit unions, other financial firms, and people or businesses that use financial products. Regulators would have more review and reporting work. Financial firms could later see some rules simplified or removed, but only if agencies take separate action. Consumers and businesses could be affected if later changes alter access to credit or financial services.
Why this matters: This matters because financial rules can affect how easy it is to get credit, offer financial services, and keep markets working. The bill would push regulators to ask whether their rules still make sense together, not just one by one. It could lead to simpler rules if agencies find overlap or outdated requirements. It could also raise concerns if the review process puts more focus on cutting burdens than on keeping strong safeguards.
You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.
