Contact Congress about H.R. 6284: Strengthening Loan Forgiveness for Public Service Workers Act

Some public service workers could get part of their new federal student loans forgiven every two years. After 10 years of qualifying payments and public service work, the Education Department would cancel the rest. The bill also cancels certain interest and pauses payments while final forgiveness is reviewed.

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Strengthening Loan Forgiveness for Public Service Workers Act is a House bill in committee. The latest recorded action: Referred to the House Committee on Education and Workforce.

Latest action on H.R. 6284: Referred to the House Committee on Education and Workforce.

Who this affects: This bill mainly affects people who take out new eligible Federal Direct Loans after the bill becomes law and then work in public service. It also affects public employers, such as government agencies, public schools, and some nonprofits, because they may need to confirm work dates. Current public service borrowers with older loans would mostly stay under the existing Public Service Loan Forgiveness rules.

Why this matters: This bill matters because public service workers with new loans could see debt relief sooner instead of waiting about 10 years for any forgiveness. That could make student debt easier to manage during the early years of a public service career. It could also help borrowers avoid growing interest while they qualify or wait for a decision. The bill may make public service jobs easier to keep for people with student loans, but it could also raise federal costs. The bill does not state how many people would qualify or the total cost.

Key provisions in H.R. 6284

• The new step-by-step forgiveness rules apply only to eligible Federal Direct Loans made after the bill becomes law.
• Borrowers still need 120 qualifying monthly payments while working in public service to get the rest of the loan canceled.
• New loans could get four rounds of partial forgiveness. Each round cancels 15% of the original loan amount after 24, 48, 72, and 96 qualifying monthly payments, for up to 60% before final forgiveness.
• The borrower's public service job must cover the same months as the payments being counted.
• The Secretary of Education must confirm a borrower's public service job automatically when possible, using information the government already has.

How Modern Action helps you take action on H.R. 6284

You do not have to start with a blank letter. Modern Action turns the bill, your position, and the relevant congressional context into a message you can edit and send. The goal is to make contacting Congress clear, specific, and useful without forcing you to parse bill text or figure out the right office on your own.

Questions people ask about H.R. 6284

What is H.R. 6284?

Some public service workers could get part of their new federal student loans forgiven every two years. After 10 years of qualifying payments and public service work, the Education Department would cancel the rest. The bill also cancels certain interest and pauses payments while final forgiveness is reviewed.

How do I support or oppose H.R. 6284?

Choose support, oppose, or ask for changes on Modern Action. The action flow drafts the message for you and keeps the wording tied to this bill.

Who should I contact about H.R. 6284?

Modern Action uses your location to route the action to the congressional offices relevant to the bill and your representation.

Can Modern Action explain H.R. 6284 before I act?

Yes. Modern Action gives you a plain-English summary, current status, and action context before you send anything.