People would have six months to sign up for 2026 ACA marketplace health plans. The window would run from November 1, 2025, through May 1, 2026. The bill only changes the dates for that one plan year.
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Right to Enroll Act of 2025 is a House bill in committee. The latest recorded action: Referred to the House Committee on Energy and Commerce.
Latest action on H.R. 5972: Referred to the House Committee on Energy and Commerce.
Who this affects: This bill mainly affects people who buy health insurance through Affordable Care Act marketplaces. It could also affect insurers, brokers, state marketplace workers, and enrollment helpers because sign-ups would last longer in 2026. People with job-based coverage or Medicare would not be directly affected by this enrollment-date change.
Why this matters: The sign-up deadline can decide whether people get health insurance for the year. A longer window could help people who need more time, miss the usual deadline, or face life changes during the year. It could also make planning harder for insurers and states. The bill does not say how many more people would enroll or how costs would change.
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