Most private health plans would have to cover pregnancy, birth, newborn, and postpartum care at no direct cost to patients. The bill also covers mental health care after birth or pregnancy loss. The rules would apply to future plan years after the bill becomes law.
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Supporting Healthy Moms and Babies Act is a House bill in committee. The latest recorded action: Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Latest action on H.R. 3762: Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Who this affects: This bill mainly affects people who are pregnant, recently gave birth, had a pregnancy loss, or are caring for a newborn. It would also affect legal parents who did not give birth if they need mental health care after the child is born. Private insurers and employers that offer health plans would have to adjust benefits and remove out-of-pocket charges for the covered care.
Why this matters: Pregnancy and the first year after it can bring many medical visits and bills. This bill would shift many of those direct costs away from patients. It could make it easier for families to get care during pregnancy, birth, pregnancy loss, and postpartum recovery. It could also raise costs for insurers or employers, but the bill does not say how those costs would be handled.
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