Some jobs would no longer count for Public Service Loan Forgiveness if the employer does certain illegal things. The bill covers terrorism-related activity, some immigration law violations, certain child-related conduct, illegal discrimination, and repeated state-law offenses.
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No Loan Forgiveness for Terrorists Act of 2025 is a House bill in committee. The latest recorded action: Referred to the House Committee on Education and Workforce.
Latest action on H.R. 3739: Referred to the House Committee on Education and Workforce.
Who this affects: This bill mainly affects federal student loan borrowers who rely on PSLF and work for public service, nonprofit, advocacy, or similar organizations. It also affects employers that want to hire workers who need PSLF credit. The rule would turn on the employer's conduct, so workers may feel the effect even if they did nothing wrong.
Why this matters: This bill could change a borrower's loan forgiveness plan based on what their employer does. Today, PSLF mainly looks at the kind of employer and the borrower's qualifying work and payments. This bill would add a new employer conduct test. That could protect federal benefits from groups that break the law, but it could also create risk for workers who are not involved in the wrongdoing.
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