This bill would stop a Department of Education rule that changes income-based student loan payments. It would not create a new payment plan. It would leave borrowers under older rules instead.
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A joint resolution providing for congressional disapproval of the Department of Education rule relating to Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan Program is a Senate bill in Congress.
Who this affects: This bill mainly affects people with federal student loans who use, or could use, income-based repayment plans. It also affects the Department of Education and loan servicers, because they would have to follow older rules instead of the canceled rule. Congress would also gain more control over any similar rule in the future.
Why this matters: This bill matters because it could change how some borrowers pay back federal student loans each month. If the Education Department rule is blocked, borrowers would follow older income-based repayment rules instead of the newer rule. The resolution does not explain every change in the rule it cancels, so the exact effect depends on that rule. It also matters because canceling a rule under the Congressional Review Act can limit what the agency may do next.
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