To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes.
119th Congress
HR6620 is active in the 119th Congress. Latest action: Referred to the House Committee on Financial Services. (12/11/2025).
- Bill Number
- HR6620
- Chamber
- house
Bill Overview
HR6620 is active in the 119th Congress. Latest action: Referred to the House Committee on Financial Services. (12/11/2025).
What it does
HR6620 proposes changes to the National Flood Insurance Act of 1968. It allows private flood insurance to satisfy continuous coverage requirements. This could provide more options for homeowners and potentially reduce insurance costs.
Who it affects
The bill impacts homeowners, insurance companies, and the flood insurance market. It could change how homeowners choose and maintain flood insurance coverage.
Why it matters
Flood insurance is crucial for homeowners in flood-prone areas. By allowing private insurance to count towards continuous coverage, HR6620 could make it easier for homeowners to find affordable and suitable insurance. This change could also stimulate competition in the insurance market, potentially leading to better services and prices.
Legislative Activity
In House Committee
Latest action: Referred to the House Committee on Financial Services. (12/11/2025)
Full Bill Text
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